Pension

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"I think 10 or 15 years from now, people who approach their early 60s are simply not going to have enough money to retire on."</div> <div> "I would say, unless you're fortunate to be in the upper-income quartiles, that you're probably going to be in for a very rough ride," adds <FONT SIZE="3" COLOR="#0000FF" FACE="Arial" ><U>Jack VanDerhei</U></FONT> of the Employee Benefit Research Institute (EBRI). "You're not going to have sufficient monies to pay the predictable expenses -- your housing, your utilities, your food -- plus the potential catastrophic medical care costs." </div> <div> <I><B>You need a Pension like ours</b></I></div> <bR> <div> <I><B>Our Pension is Great; call and ask about it.</b></I></div> <bR> <div>  dont get me wrong I do have a suggestion on how to make it great-er,</div> <div> so that gets me to: </div> <div> <I><B>The Husband / Wife deduction,</b></I></div> <div> <I><B>This is the pension selection, we all have to make, when we retire. </b></I></div> <bR> <div> <I><B>We can just keep it till we die, </b></I></div> <div> <I><B>then our wife's get nothing after we die</b></I><FONT SIZE="3" COLOR="#FFFFFF" FACE="Arial" ><I><B>.</b></I></FONT></div> <bR> <div> <I><B> Or take a </b></I></div> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B>$600 dollar a month,</b></I></FONT><I><B> </b></I><I><B><U>cut</U></b></I><FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B> in monthly pay outs,</b></I></FONT></div> <div> <I><B> so she can get our check, when or after we are gone.</b></I></div> <bR> <div> <I><B>I have been trying to get some action on this for years.</b></I></div> <div> <I><B> </b></I></div> <div> <I><B>and </b></I><FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B>NO ONE WILL HELP</b></I></FONT><I><B>. </b></I></div> <bR> <div> <I><B>Most say, "well she will get the house", </b></I></div> <div> <I><B>except </b></I><FONT SIZE="4" COLOR="#FFFFFF" FACE="Arial" ><I><B>WE DONT OWN A HOUSE! </b></I></FONT></div> <bR> <div> <I><B>So they expect us to take a large cut in our retirement monthly payment, so our wives can have something to live on after we are dead. </b></I></div> <bR> <div> <I><B>Some have told me, "well that's so if a young thing, marries an old carpenter, the trust will have to pay her for the rest of her life".</b></I></div> <bR> <div> <I><B>Execpt one thing, </b></I><FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B>90 percent of us are already married.</b></I></FONT><I><B> </b></I></div> <div> <I><B>What about our wifes?</b></I></div> <div> <I><B> The ones who have been here all along, </b></I></div> <div> <I><B>Like mine,(</b></I><FONT SIZE="2" COLOR="#FFFFFF" FACE="Arial" ><I><B>32 yrs and counting</b></I></FONT><I><B>) Stayed home and raised our 4 kids, hasent built up any social security, hasent any pension, </b></I></div> <div> <I><B>ooo except </b></I><FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B>our pension, thats the one we both sacrificed for</b></I></FONT><I><B>,  the same one, the Carpenters Union and Company owners, are/will   take part of. </b></I></div> <bR> <div> <I><B>The Pension, I thought would be there for her, You know, so my wife can have </b></I><FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><I><B>MY check</b></I></FONT><I><B> when I die. </b></I></div> <div> <I><B>She has Earned it  !!!</b></I></div> <bR> <div> <I><B>This has got to change, and we will strike over it.</b></I></div> <div> <I><B> Its $600 dollars a month reduction,</b></I></div> <div> <I><B> if you want your wife to get your retirement, when you die.</b></I></div> <div> <I><B>Its not right. Ask your wife if its right!!!  see what she thinks.</b></I></div> <bR> <div> <I><B>Start asking questions about it!!!</b></I></div> <bR> <div> <I><B>-----------</b></I></div> </td> </tr></table></body>